Privacy Policy

Last updated: September 20, 2026

This Privacy Policy explains how The Financial Compass (“we”, “us”, or “our”) handles information when you visit tfcompass.com (the “Site”). The Financial Compass publishes educational personal-finance information and free financial calculators, and we aim to collect as little personal information as reasonably possible. This policy describes the information we collect, how we use it, and the choices and rights you have.

Information We Collect

Information you provide to us

The main way you can share personal information with us is through our contact form. When you submit it, we collect the name, email address, inquiry type, and message that you provide. We use this information only to read and respond to your inquiry. Contact messages are delivered to our email inbox and kept for as long as needed to handle your request and maintain a reasonable record of correspondence.

We do not currently operate an email newsletter sign-up, user accounts, or a comment system. If we introduce features like these in the future, we will update this policy first.

Information collected automatically

When you visit the Site, some information is collected automatically:

• Usage and device data through Google Analytics (described below), such as the pages you view, the page that referred you, an approximate location derived from your IP address, your browser and device type, and general interaction data.
• Server log data collected by our hosting provider for security and reliability, which may include IP addresses, browser type, and access timestamps.

Cookies and Similar Technologies

A cookie is a small text file stored on your device. The Site uses cookies and similar technologies, including:

• Strictly necessary and functional cookies used to operate and secure the Site, such as those used by our hosting and caching systems.
• Analytics cookies set by Google Analytics (for example, cookies whose names begin with “_ga”) to help us understand how the Site is used.

You can control or delete cookies through your browser settings, and most browsers let you block or remove them. Blocking some cookies may affect how the Site works. Analytics-specific options are described under “Your Choices” below.

Google Analytics

We use Google Analytics 4, a web-analytics service provided by Google, to understand how visitors use the Site so we can improve our content and tools. Google Analytics uses cookies and similar identifiers to collect information such as the pages you visit, time on page, approximate geographic region, and device and browser details, which we review mainly in aggregate.

Google processes this data on our behalf. Google Analytics 4 is designed not to log or store full IP addresses. Information collected by Google Analytics may be transferred to and processed by Google on servers in the United States and other countries (see “International Data Transfers”).

You can opt out of Google Analytics across websites by installing the Google Analytics Opt-out Browser Add-on ↗. To learn more about how Google handles data, see Google’s Privacy Policy ↗ and How Google uses information from sites that use its services ↗.

How We Use Information

We use the information described above to:

• respond to messages you send through the contact form
• operate, maintain, and secure the Site
• understand how the Site is used and improve our content and tools
• detect, prevent, and address technical issues, abuse, or security incidents
• comply with applicable legal obligations

We do not sell your personal information. The Site does not currently display third-party advertising or use affiliate tracking. If that changes, we will update this policy and the related disclosures.

How Information Is Shared

We do not sell or rent personal information. We share information only in limited circumstances:

• Service providers that help us operate the Site and act on our instructions, such as Google (analytics) and our website hosting and email provider.
• Legal reasons, where required to comply with applicable law, legal process, or a lawful request, or to protect our rights, our visitors, or the security of the Site.

International Data Transfers

Some of our service providers, including Google, may process information in the United States and other countries whose data-protection laws may differ from those where you live. Where information about visitors in the United Kingdom or European Economic Area is transferred internationally, we rely on our providers’ safeguards for such transfers, such as the EU-U.S. and UK Data Privacy Framework and Standard Contractual Clauses, where applicable.

Data Retention

We keep contact-form messages for as long as necessary to respond to and manage your inquiry and to maintain reasonable business records, after which they are deleted or archived. Analytics data is retained according to the retention settings configured in Google Analytics.

Your Choices

• Cookies: adjust your browser settings to block or delete cookies.
• Analytics: use the Google Analytics Opt-out Browser Add-on linked above.
• Contact messages: you can choose not to use the contact form, and you can ask us to delete a message you have sent us.

Your Rights in the UK and European Economic Area

If you are in the United Kingdom or the European Economic Area, you have rights under the UK GDPR and the EU GDPR, including the right to access, correct, delete, restrict, or object to the processing of your personal data, to request data portability, and to withdraw consent where processing is based on consent.

Our legal bases for processing are your consent (for analytics cookies, where consent is required), our legitimate interests in operating, securing, and improving the Site, and taking steps at your request (for example, responding to a contact-form message).

To exercise your rights, contact us using the details below. You also have the right to lodge a complaint with your local data-protection authority. In the United Kingdom, this is the Information Commissioner’s Office (ICO) ↗.

Your Rights in the United States

Depending on your state of residence, you may have rights to access, correct, or delete personal information we hold about you, or to opt out of the “sale” or “sharing” of personal information. We do not sell personal information. To make a request, contact us using the details below.

Children’s Privacy

The Site is intended for adults and is not directed to children. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will take appropriate steps to delete it.

Data Security

We take reasonable measures to protect the information handled through the Site. However, no method of transmission or storage over the internet is completely secure, and we cannot guarantee absolute security.

Links to Other Websites

The Site links to third-party websites, including sources cited in our articles. We are not responsible for the privacy practices of those websites, and we encourage you to review their privacy policies.

Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Last updated” date at the top of this page.

Contact Us

If you have questions about this Privacy Policy or how your information is handled, please reach us through our Contact page or by email at contact@tfcompass.com.